The Team
 Alec Caldwell has 30 years of entrepreneurial experience and built his business as a licensed insurance broker, looking after self-employed renovators & trades and their disability claims. Over my 30 years I have dealt personally with 100's of claims, from broken backs, losing limbs, broken legs, arms and even a few completely unable to ever return to their occupation.
I'm involved with arranging sickness disability income coverage and I have dealt with claims arising from cancer, athritis and strokes. I also arrange life insurance for people and in 2010 I lost two close clients due to cancer, ages 48 & 51.
"It only takes a fraction of a second for changes to happen"
 Monica Olenroot is a licensed self employed insurance broker, specializing in looking after business insurance for self employed and their families.
She has experience in business navigation, sales marketing, financial planning and networking. She is able to arrange many financial products for her clients, including critical illness coverage, life insurance, disability insurance, health insurance,group insurance and segregated funds
Alec and Monica are disability income specialists and licensed insurance brokers for Manulife, Blue Cross, BMO Insurance, RBC Insurance, Canada Protection Plan, Industrial Alliance and more.
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